Umbrella Insurance provides liability coverage to the insured over and above the coverage afforded by any underlying policy, such as a homeowner or auto policy. An umbrella policy may have excess or drop down coverage. With limits between $1,000,000 and $5,000,000, Umbrella Insurance typically protects one with the underlying Auto or Homeowners policy.

Our Umbrella Insurance offering is special and detailed. At a competitive price, we offer coverages to the buildings, farms, automobiles, special or recreational vehicles, watercrafts and uninsured / underinsured motorist.

Umbrella Insurance not only extends limits in existing limits for property damage and bodily injury, but also provides coverages which are not present in regular policies.