Any business can be sued. Customers may claim the business caused them harm due to a defective part, an error in a service or disregard for another person’s property. If the business is found liable, liability insurance pays damages, up to the policy limits, as well as attorneys’ fees and other legal defense expenses. It also pays the medical bills of anyone injured by or on the premises of the business.

General liability insurance protects business from

- Fire

- Theft

- Vandalism

- Claims for bodily injury

- Property Damage

And more.

General Liability Insurance is applicable for businesses which are under standard business, like lawyers, technology companies etc. For "dangerous" occupations such as roofers, siders etc, excess liability coverage will need to be purchased.